Non-collateral Financing

The small-and-medium-sized enterprises always play an important role in the business development and stability of Hong Kong. However, most of such enterprises in Hong Kong are facing cash flow shortage, inability to withstand external impact, long and complex procedures for borrowing credit from government or banks, no sufficient money to resolve troubles timely. So we hope to help them to get rid off the capital pressure by cash flow lending or loan. The amount limit that an enterprise can borrow is set according to its demand, and the maximum can reach 2 million Hong Kong Dollars. 

Application requirements:

• The applicant enterprise must be registered in Hong Kong in accordance of the Business Registration Regulations (Chapter 310) and meet the definition of small-and-medium-sized Enterprise made by the Government.
• The applicant enterprise must have real business operation in Hong Kong.
• The applicant enterprise must submit financial record and report.
• The financial status of the applicant enterprise and its owner must be stable (i.e. not a bankrupt who is still unrelieved or signed reorganization arrangement or agreement with creditor in the past five years before applying).
• The applicant enterprise must submit business plan.

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